Credit Repair ยท Education & Service

Declined for funding? Let's fix the credit.

We teach the fundamentals for $10 per class, and we run a done-for-you 90-day repair service for borrowers who want it handled. Either way, you come out knowing exactly how the system works โ€” and how to make it work for you.

Two Ways In

Learn it yourself โ€” or let us handle it.

Every client who gets declined for a business loan is offered credit repair. You pick the path.

Self-Directed

The Fundamentals

$10 / class
Bite-sized lessons. Each one solves one problem.
  • PDF guide delivered instantly to your email
  • Step-by-step letters, templates, and dispute scripts
  • Federal law citations (FCRA, FDCPA) you can quote
  • Buy just the one you need โ€” no subscription
  • Keeps you in control of every dispute filed
  • Lifetime access to each guide you purchase
Browse the Classes โ†’
The Guides ยท $10 Each

Six fundamentals. Every one based on federal law.

These are the exact methods we use in-house. No fluff, no filler โ€” just the letter, the law, and the steps.

Guide 01

Clean Personal Information On Your Credit Report

Outdated addresses, old employers, and wrong names give creditors ammo. Scrub them โ€” the right way โ€” so disputes stick.

FCRA ยง609
Guide 02

How to Receive Your Free Credit Report

Get all three bureaus, every week, for $0. Most people overpay. Here's the legal route that takes under five minutes.

Fair Credit Reporting Act
Guide 03

Remove a Repossession from Your Credit Report

Voluntary or involuntary โ€” repos can come off. The exact letter sequence we use on our clients' files.

Metro 2 Compliance
Guide 04

Remove a Hard Inquiry from Your Credit Report

Unauthorized inquiries drop your score for two years. Here's how to force the bureau to investigate and delete.

15 U.S.C. ยง1681b
Guide 05

Use This Law to Remove Credit Card Debt

One specific federal provision that, when invoked correctly, forces validation โ€” and often deletion โ€” of credit card balances.

FDCPA ยง809(b)
Guide 06

Use the FDCPA to Challenge Debt Collectors

Debt collectors break the rules constantly. Learn the violations that trigger automatic removal โ€” and sometimes cash settlements.

FDCPA Full Toolkit

Instant delivery. Each PDF is delivered to your inbox within 60 seconds of checkout. Buy one, buy all six โ€” the link is yours for life.

The 90-Day Service

How the done-for-you path works.

Four stages. Full transparency. Funded borrowers are our goal โ€” not perpetual clients.

1

Free File Review

Send us your reports. We diagnose every negative item, estimate lift potential, and quote the engagement โ€” no cost.

2

Strategy Build

We sequence the disputes. Personal info first, then inquiries, then collections, then tradelines โ€” in the order the bureaus respond to best.

3

Dispute Rounds

Rounds run every 30 days. FCRA, FDCPA, and Metro 2 challenges. You see every letter we send and every response we receive.

4

Re-Apply & Fund

Once your file qualifies, we move you straight to our business funding desk โ€” priority lane, no new intake needed.

Declined by a lender? That's Day One.

Most of our credit repair clients are funded within six months. Some within ninety days. The path starts with a free review.

Credit Repair Disclosure. Lahrichi Capital provides educational materials and credit repair services under the Credit Repair Organizations Act (CROA). You have the right to dispute inaccurate information directly with consumer reporting agencies at no cost. You may cancel your contract with any credit repair organization, without penalty, within 3 business days of signing. Results vary and are not guaranteed. No payment is collected in advance of services rendered for the 90-day program.
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