Concierge Asset-Backed Lending · Worldwide

You need liquidity.
You don't want to sell.
You don't have to.

Borrow against gold, silver, jewelry, watches, art, diamonds, luxury cars, yachts and private aircraft. Keep full ownership. Your asset stays in insured, museum-grade custody until you're ready to have it back. We handle everything — you don't touch a platform, a wallet, or a ticket. White-glove, end-to-end. Loans start at $500.

Submit My Asset → How It Works

The Lahrichi Guarantee

Zero Personal Liability.

Your only exposure is the asset you pledge. If you choose not to repay, the item covers the loan. No collections. No credit damage. No legal exposure. Unlike any bank loan, credit card, or personal guarantee.

$500

Minimum Loan Size

50–70%

of Appraised Value

48h

Typical Funding Time

700+

Loans Funded Since 2021

Concierge End-to-End

You don't manage a wallet, sign contracts with strangers, or chase a platform. We handle appraisal, intake, vaulting, and disbursement on your behalf — one point of contact from intake to funding.

Museum-Grade Custody

Independent third-party vaults and parking facilities, fully insured, with professional appraisers and 24/7 security in nine global cities — from Miami to Dubai to Singapore.

Full Ownership, Always

You never lose title. When your loan is repaid, your asset is returned in the exact condition it was received. This is not a sale — it's a pledge.

What We Accept

If it holds value, we can lend against it.

From a single luxury watch to an aircraft hangar — our underwriters work across every tier of the private asset market.

Gold & Bullion

Bars, coins, silver, platinum

Luxury Watches

Patek, Rolex, AP, Richard Mille

Fine Jewelry

Diamonds, rare stones, bespoke pieces

Fine Art

Paintings, sculpture, blue-chip contemporary

Luxury & Classic Cars

Ferrari, Porsche, Lamborghini, collector-grade

Yachts & Boats

Motor yachts, sailing, tenders — all classes

Private Aircraft

Jets, turboprops, fractional interests

Rare Collectibles

Coins, bullion sets, high-value memorabilia

Other high-value assets evaluated case-by-case — submit details below.

Process

From asset to liquidity in 48 hours.

Every deal is handled by our team — no self-service, no wallet setup, no technical barriers.

Submit Online

Send us photos and details of your asset via the form below. Takes 2 minutes.

Appraisal

We review, arrange independent appraisal, and quote you 50–70% LTV. No commitment.

Vault Intake

Insured transport to your nearest vault. Sign a simple pledge agreement.

Funded

Capital in your account within 48 hours of vault intake. Repay anytime, get your asset back.

Step 1 · Submit Your Asset

Tell us what you're pledging.

Quick intake — photos, brand, approximate value. A Lahrichi private client officer reviews every submission personally and replies within one business day with an indicative offer.

Your information is confidential. Nothing is shared, listed, or posted publicly. All private client submissions are reviewed directly by our team.

Global Vault Network

Nine cities. One network.

Your asset stays in the city nearest to you, or wherever you choose. All vaults are fully insured with museum-grade security.

🇺🇸

Miami

United States

🇺🇸

Las Vegas

United States

🇨🇦

Montreal

Canada

🇦🇪

Dubai

UAE

🇸🇬

Singapore

🇩🇪

Berlin

Germany

🇪🇸

Madrid

Spain

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Barcelona

Spain

+ New locations opening in 2026

FAQ

Asset-backed questions.

Who qualifies?

Anyone, anywhere in the world, with a verifiable high-value asset. No credit check, no income requirement, no minimum age of business. The asset is what matters.

How much can I borrow?

Minimum loan size is $500 — no ceiling. Typically 50–70% of your asset's independently appraised value. A $1,000 gold chain could unlock $500–$700. A $100,000 watch could unlock $50,000–$70,000. A $2M yacht could unlock $1M–$1.4M.

What if I can't repay?

Your only exposure is the pledged asset. If you default, the item covers the loan — no collections, no credit damage, no personal liability. It's that clean.

How is my asset protected?

Insured transport to vault. Museum-grade custody with 24/7 monitoring. Your specific asset is individually tagged, not commingled. When you repay, the exact item is returned.

Do I need a crypto wallet or technical setup?

No. Unlike direct-to-consumer RWA platforms, we handle everything concierge. You submit your asset, sign a pledge agreement, and receive a wire transfer or ACH. No wallets, no tokens, no KYC hoops on your end.

What about planes and boats?

Yes. We accept aircraft (jets, turboprops, even fractional shares) and marine vessels (yachts, motor boats, sailing yachts). We operate our own insured parking and hangar facilities in addition to vaults for smaller items.

You need liquidity.You don't want to sell.You don't have to.