Our Story

From one business loan in 2021,
to capital across three continents.

Lahrichi Capital started with a single purpose: fund the businesses banks wouldn't. Five years later, we've closed over 700 loans, built a global asset-backed platform with vaults in nine cities, and become a trusted introducer to family offices and private investors.

2021
Year Founded
700+
Loans Closed
9
Global Vaults
3
Lending Pillars
The Journey

Five years, three lending pillars.

2021

Founded in the United States

Lahrichi Capital was launched with a singular focus — small business funding in the US. We underwrote our own files, funded from our own balance sheet, and built relationships one business at a time.

2022 – 2023

Expansion into family offices

As our reputation grew, we were introduced into family-office circles. That access opened a second lane of work — structured lending, art lending, and collateralized positions for high-net-worth clients.

2024

Art, asset-backed & collateral lending

We went deep on valuation — gold, watches, jewelry, fine art, diamonds, collectibles. We built partnerships with appraisers, vault operators, and insurers to stand up a real asset-backed program.

2025

500+ loans closed

A breakout year. Half a thousand loans funded across business, asset-backed, and the first venture rounds we closed for tech founders in our network. Cross-border operations formalized in Canada.

2026

Tokenized, global & accelerating

200+ loans funded year-to-date. Nine global vaults online — Miami, Las Vegas, Montreal, Dubai, Singapore, Berlin, Madrid, Barcelona and more on the way. Real-world assets tokenized on our platform for software-speed liquidity.

Why Lahrichi

The direct lender advantage.

Three things we do differently — and why they matter to you.

No Middlemen

Direct lender, always.

We fund from our own balance sheet. That means same-day decisions, no broker markups on your rate, and a relationship that lives with us — not a marketplace.

Terms Over Rates

Designed to grow you.

A great offer is one that accelerates your business faster than it costs. Our 9-month business loans are sized so daily payments leave room to reinvest the funded capital and keep growing.

Every Borrower, Every Need

Unsecured. Secured. Venture.

If unsecured business funding isn't a fit, borrow against your gold, watches, or art. If you're a tech founder, we'll take your pitch to our private investors. Few lenders can say all three.

Let's fund your next move.

Whether it's a working capital push, an asset-backed line, or a venture round — the conversation starts the same way.

📞 Call Apply Now →